Dedicated Support for Veterans
from Homeownership to VA Resources
At Francisco Mortgage Team, we are committed to helping veterans achieve homeownership through VA loans and beyond. As veterans ourselves, we understand the unique challenges faced by military families, and we’re here to guide you through every step of the process—from securing a VA loan to connecting you with valuable local resources like the VA claims process, peer networks, and assistance programs. Contact us today to explore your VA loan options and start building your future.
Don’t Miss Out on Your VA Loan Benefits
No Down Payment, No PMI
Access to Local Veteran Resources
Limited Understanding of VA Loan Benefits
Empowering You to Achieve Homeownership
VA Loans for Veterans
VA loans are designed to provide affordable home financing for veterans, offering no down payment and no PMI, along with flexible qualification criteria and competitive interest rates.
Support Beyond Homeownership
In addition to VA loans, Francisco Mortgage Team connects veterans with resources that go beyond homeownership, such as assistance with VA claims, emergency help, and connections to peer networks and veteran programs.
Expert Guidance from Fellow Veterans
As veterans ourselves, we understand the VA loan process inside and out, ensuring that you get the most out of your benefits and find a mortgage solution that fits your needs.
Benefits
Our VA Loan Process
1.
Initial Consultation
2.
VA Loan Application
3.
Ongoing Support and Resources
Ready to Secure Your VA Loan?
Explore Your Benefits Today
Let us help you take advantage of your VA loan benefits and connect you with valuable veteran resources. Contact us today to get started.
Schedule a ConsultationLearn About VA LoansHow we make a difference for our Veterans
Joiye and her team were amazing to work with!!! They helped my husband and I buy our first home and were so helpful throughout the entire process! She was so quick to answer any questions we had and w…
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Charlotte Rosales
We cannot be happier with Joyie and her team. It was evident from the beginning she was looking out for our best interests. She was delighted to explain the whole process in detail. I felt very cared …
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Vicky Morgan
I’ve been working with Joyie for years now and the one thing that rings true each and every time is consistent integrity. Always doing the right thing. Especially when everyone else isn’t looking. Pro…
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Max Franks
h Joyie ~ I can’t say enough great things about Joyie and her team! I had the pleasure of working with her through a mutual client, and she was absolutely amazing from start to finish. Her personal to…
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Megan Johnson
Working with Joyie and her team was an absolute pleasure from start to finish. Their dedication to finding the best possible deal for my husband and I was evident in every interaction. Joyie’s warmth …
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Briana Moreno
Where do I begin? Working with Joyie and her team was the most pleasant experience we had with a home buying process. She’s HIGHLY responsive, honest, dependable and will help you any way she can. W…
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Tatiana Taylor
I closed on my home on Thursday. Working with Joyie and her team was a blessing. To have Joyie just as invested in the outcome and it be genuine was truly life changing. I am at a loss for words as I …
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Todera Woods
It was a pleasure working with Joyie. She is very knowledgeable and took the stress out of the home buying and refinancing process! We would recommend this team to our family without hesitation! Thank…
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Melissa
I can’t thank enough for this amazing team who made one of our dreams become a reality!! Thank you Joyie, Marianne, Karina, and Christie, and anyone I missed!! The team’s commitment, dedication, r…
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Julio Cesar Martinez
What an awesome and professional team. No one else other than Joyie and her team that I’d want to take care of us during one of the most important times in our lives. All I can say is thank you for …
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Blake Wise
Joyie’s team is awesome and professional. Her team helped me to purchase two houses with the perfect interest rate. She blocked interest rates at the right time. If you are looking for a lender, pleas…
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Xuan Nguyen
Today I reached out to Joyie after I was already working with a previous lender to purchase an investment property. Initially, I was told that I did not qualify to purchase a home. My income profile i…
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Jason Sandoval
Joyie and her team did an amazing job helping our family secure a loan for our new home. They went out of their way to assist us! We are very grateful clients who are now in a beautiful NEW HOME thank…
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James Ryan
Joyie was absolutely fantastic! I’m a veteran, and she helped me use my VA loan to get an awesome home. I couldn’t have asked for a better experience. She truly cares about you and your best interests…
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Derrick Christovale Jr.
If you aren’t using this company then you are missing out!! I first spoke with Joyie over a year ago and was looking to refinance my mortgage. My husband was attending a course, out of state, while I …
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Lisa Rodriguez
Paul and Joyie and their team have gone through great lengths to get us our home! We officially sign today! We are first time home buyers, and given the situation at hand, on our part, they worked wit…
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Ashley Balderas
Very greatful and happy for making our dream come true. 100% committed to client satisfaction. A++++ to Joyie and Team. Highly recommended. Thank you.
Raymundo Ceballos
FAQ
A VA loan is a government-backed mortgage available to veterans and active-duty service members, offering benefits like no down payment and no private mortgage insurance (PMI).
To qualify, you must be an eligible veteran, active-duty service member, or surviving spouse, and meet basic income and credit requirements.
VA loans offer benefits such as no down payment, no PMI, lower interest rates, and flexible qualification criteria.
No, one of the major benefits of a VA loan is that it requires no down payment.
VA loans are primarily intended for primary residences, but you may be eligible to use your VA loan benefit more than once under certain conditions.
We connect veterans with local peer networks, VA claims assistance, emergency help, and other veteran programs to support their overall well-being.
The VA loan process typically takes 30 to 45 days from application to closing.
Yes, VA loans can be refinanced through VA streamline refinancing (IRRRL), which allows for lower rates with minimal documentation.
A COE is a document that proves you meet the service requirements to qualify for a VA loan. We can help you obtain it.
Yes, you can reuse your VA loan benefit, but there are some conditions based on remaining entitlement and property type.