Your Trusted Guide in Mortgage and Real Estate Investments

Building lasting financial legacies, one home at a time.

At Francisco Mortgage Team, our mission is to empower individuals and families to achieve financial security through homeownership and real estate investments. We are dedicated to providing expert advice and personalized solutions that help our clients make the best financial decisions, whether they’re buying a home, investing, or refinancing. Our goal is to be a lifelong resource for every client, ensuring their financial success and peace of mind.

2005

A Veteran’s Dream

Founding the Vision

Francisco Mortgage Team was founded by a veteran who wanted to serve others by providing expert mortgage advice and guidance to fellow veterans and families.

2008

Helping Families Achieve Homeownership

First-Time Buyer Success

Our first major milestone—helping a single-parent family secure their first home. This moment cemented our commitment to serving underserved communities.

2015

Investments and Refinancing

Expanding Services

We expanded our services to include real estate investments and refinancing, helping clients build wealth and secure better financial outcomes.

2020

"We Got Your Six"

Veteran Support Network

Partnered with veteran support organizations to provide not just mortgage services but also access to resources like VA claims, emergency assistance, and more.

Guiding You with Integrity and Expertise

Brand Values:
At Francisco Mortgage Team, we live by the values of integrity, honesty, and customer-first service. We believe in treating our clients with respect and care, making sure they feel educated and confident throughout the mortgage process. Every decision we make is guided by the goal of helping our clients create lasting financial legacies.
Vision for the Future
Our vision is to continue empowering families, veterans, and investors to achieve financial independence through real estate. We aim to be the go-to resource for mortgage guidance in the community, committed to making the mortgage process as smooth and transparent as possible.

Meet The Founders

Rooted in Integrity

Our foundation is built on dedicated professionals who bring extensive knowledge and experience to each client interaction. Led by our certified mortgage advisor and veteran founder, we ensure that every client receives personalized attention and expert guidance tailored to their unique needs. We pride ourselves on fostering a supportive and collaborative culture that extends beyond our office walls. Actively supporting local non-profits, with a special focus on veterans and vulnerable communities, we are committed to honesty, integrity, and professionalism in everything we do.

Paul Francisco

Joyie Francisco

More Than a Mortgage – A Lifetime Partner

What sets Francisco Mortgage Team apart is our commitment to helping clients build financial legacies through expert mortgage advice and personalized solutions. Whether it’s helping a first-time homebuyer or guiding a seasoned investor, we take pride in our ability to serve each client with integrity and unmatched dedication. We build lasting relationships, not just transactions, ensuring that our clients’ financial well-being is always our top priority.

Joiye and her team were amazing to work with!!! They helped my husband and I buy our first home and were so helpful throughout the entire process! She was so quick to answer any questions we had and w…

Charlotte Rosales

We cannot be happier with Joyie and her team. It was evident from the beginning she was looking out for our best interests. She was delighted to explain the whole process in detail. I felt very cared …

Vicky Morgan

I’ve been working with Joyie for years now and the one thing that rings true each and every time is consistent integrity. Always doing the right thing. Especially when everyone else isn’t looking. Pro…

Max Franks

h Joyie ~ I can’t say enough great things about Joyie and her team! I had the pleasure of working with her through a mutual client, and she was absolutely amazing from start to finish. Her personal to…

Megan Johnson

Working with Joyie and her team was an absolute pleasure from start to finish. Their dedication to finding the best possible deal for my husband and I was evident in every interaction. Joyie’s warmth …

Briana Moreno

Where do I begin? Working with Joyie and her team was the most pleasant experience we had with a home buying process. She’s HIGHLY responsive, honest, dependable and will help you any way she can. W…

Tatiana Taylor

I closed on my home on Thursday. Working with Joyie and her team was a blessing. To have Joyie just as invested in the outcome and it be genuine was truly life changing. I am at a loss for words as I …

Todera Woods

It was a pleasure working with Joyie. She is very knowledgeable and took the stress out of the home buying and refinancing process! We would recommend this team to our family without hesitation! Thank…

Melissa

I can’t thank enough for this amazing team who made one of our dreams become a reality!! Thank you Joyie, Marianne, Karina, and Christie, and anyone I missed!! The team’s commitment, dedication, r…

Julio Cesar Martinez

What an awesome and professional team. No one else other than Joyie and her team that I’d want to take care of us during one of the most important times in our lives. All I can say is thank you for …

Blake Wise

Joyie’s team is awesome and professional. Her team helped me to purchase two houses with the perfect interest rate. She blocked interest rates at the right time. If you are looking for a lender, pleas…

Xuan Nguyen

Today I reached out to Joyie after I was already working with a previous lender to purchase an investment property. Initially, I was told that I did not qualify to purchase a home. My income profile i…

Jason Sandoval

Joyie and her team did an amazing job helping our family secure a loan for our new home. They went out of their way to assist us! We are very grateful clients who are now in a beautiful NEW HOME thank…

James Ryan

Joyie was absolutely fantastic! I’m a veteran, and she helped me use my VA loan to get an awesome home. I couldn’t have asked for a better experience. She truly cares about you and your best interests…

Derrick Christovale Jr.

If you aren’t using this company then you are missing out!! I first spoke with Joyie over a year ago and was looking to refinance my mortgage. My husband was attending a course, out of state, while I …

Lisa Rodriguez

Paul and Joyie and their team have gone through great lengths to get us our home! We officially sign today! We are first time home buyers, and given the situation at hand, on our part, they worked wit…

Ashley Balderas

Very greatful and happy for making our dream come true. 100% committed to client satisfaction. A++++ to Joyie and Team. Highly recommended. Thank you.

Raymundo Ceballos

Let’s Get Started Today

Ready to Secure Your Financial Future?

Take the first step towards a secure and prosperous financial future with Francisco Mortgage Team. Our expert team is here to guide you through every step of the mortgage process, ensuring you make the best financial decisions.

Schedule a Consultation Ask a Question

Thank you for taking the time to learn about Francisco Mortgage Team. We are here to serve you with integrity and care, helping you make informed decisions that will benefit you for a lifetime. We’d love to hear from you! Feel free to reach out with any questions or feedback as we continue to grow and serve our community. Together, we can make your homeownership dreams a reality.

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